Car insurance florida requirements

Any vehicle with a current Florida registration must: be insured with PIP and PDL insurance at the time of vehicle registration. have a minimum of $10,000 in PIP AND a minimum of $10,000 in PDL.

Unlike other states, Florida car insurance requirements do not include bodily injury coverage. Instead, drivers in the state need to have at least $10,000 for personal injury protection (PIP) and $10,000 for property damage liability. PIP refers to coverage for medical expenses due to a car accident.

In Florida, there are two motor vehicle insurance laws. They are the Financial Responsibility Law and the No-Fault law. It is important that you understand these laws because if you do not have the proper insurance, you can lose your driver license and license plate(s) and have to pay large fees to get them back.

Yes, Florida requires drivers to have a minimum of $10,000 in property damage liability coverage and $10,000 in PIP coverage. No, Florida is not getting rid of their no-fault insurance laws. In 2021 there was a bipartisan attempt to change the car insurance laws in Florida, but the bill was vetoed by Governor DeSantis.