Car insurance for 19-year-old college student

The amount you pay can vary based on a number of factors including where you live and your driving history. However, the national average for 18-year-old students is $5,190. For 21-year-old students, the national average premium is $2,737 per year. Can college students stay on their parent’s car insurance?

If you’re a 19-year-old freshman or sophomore student buying your own car insurance policy, you’ll find you get slightly cheaper rates than when you were 18 years old. We found that the cheapest car insurance company on average for 19-year-old students is State Farm, at a cost of $2,462 per year.

State Farm remains the cheapest insurance company for students who need their own policy. A 17-year-old with an individual policy was quoted at $3,213 per year. Searching for the best cheapest car insurance for students is not a quick process; it requires time and research to find the best company for your needs.