Car insurance for 25 year Old car

The cost of car insurance for 25-year-olds is $3,207 per year, or $267 per month, on average. Average insurance rates go down by about 11% when drivers turn 25, but the discount from the extra year is not significantly higher than year-to-year changes in a driver’s early 20s.

Car insurance for people under 25 years of age is typically quite high. Teens and young drivers are inexperienced behind the wheel and statistics show they, as a class in whole, are more likely to be in accident than other age groups, which makes them a high risk to auto insurance providers. High risk equals high rates.

As you'll see in the "Average car insurance rates by age" table below, in general, rates are cheapest for drivers in their 40s, 50s and 60s, and then increase again a bit at age 70. CarInsurance.com analyzed rates for 10 ZIP codes in each state for by age for three coverage levels.