Car insurance for accident drivers

Your premium increase will also depend on other factors such as whether you've made a claim on your insurance before, the cause and severity of the accident, and your overall driving history. However, you'll usually be looking at an increase of between 20%-50%.

Filing a claim with the other driver's insurance company If you're not at fault for your Indiana car accident and you don't have insurance, you're in luck. Because you're not at fault, you have the opportunity to file a claim with the at-fault driver's insurance company.

Claims can take a long time to settle but Financial Conduct Authority (FCA) rules say that your insurer must either make a reasonable offer of settlement within three months. There can be delays in settling the claim if neither side admits liability or if the claim isn't fully quantified.