Car insurance for foreign license holders

That said, anyone outside of that state will need to access the car insurance foreign drivers license holders need somewhere else. If you are visiting the U.S. for a long period of time, and during that stay, you think you may buy or lease a vehicle, you’ll need to purchase your own car insurance policy.

According to MoneySuperMarket data, the average premium paid by international licence holders is £1,678 – or £975 more than the average premium paid by UK drivers. 1 The reason for this is that insurers think international drivers are more likely to make a claim due to their lack of experience on UK roads.

When purchasing car insurance in the USA for foreign drivers, standard policy terms are typically six or twelve months. Some insurers offer temporary and shorter policies. If you're a tourist renting a car, you may get a certain amount of insurance through the rental car company.