Do you need auto insurance with a learner's permit? New drivers always need auto insurance, including while they're learning to drive. The minimum insurance requirements in your state apply to everyone operating a vehicle, even if they only have a permit.
Do permit drivers need insurance in Louisiana?
We require that all licensed drivers in the household be added to the policy, but teens with a learner's permit don't need to be added. However, if your young driver is in any stage of the GDL program (or has a learner's permit), it may be a good idea to add them to your car insurance policy.
Can you get insurance with a permit in MN?
Yes, you can get car insurance with a permit in Minnesota if your vehicle is registered in your name and your insurer allows it. If the vehicle you will be driving is registered to someone else, then you should be added to their existing car insurance policy.
Do you need insurance with a learner's permit in Arizona?
If you have a learner's permit, you'll need car insurance — but not necessarily your own. Drivers who are learning the rules of the road can join their parents' policy. But drivers who can't or don't want to join their parents' policy still have options.
Does it make sense for a permit holder to buy their own car insurance?
No, it does not make sense for a permit holder to buy their own car insurance unless they have to. Scenarios where a permit holder may be required...
When should a permit holder be added to a parent’s car insurance policy?
When your child gets their learner’s permit, you should notify your insurance company. As a driver using your car with your permission, they may be...