Car insurance for young drivers UK

Young driver car insurance is similar to all standard car insurance policies. The only real difference is the cost to young drivers is much more expensive. On a more positive note, after twelve months behind the wheel, the no-claims discount on your insurance kicks in and starts to reduce your driver’s insurance premiums significantly.

Insurers base insurance premiums on risk, so it's not surprising that this kind of data can increase the cost of insurance for young drivers under the age of 25, and perhaps more so for new drivers under 21. And if you've been unfortunate enough to have had an accident or a conviction, you might find it even harder to get on the road.

If you've already started to get quotes for 17 to 25 car insurance, you might be a little shocked by the results. Insurance for young drivers is typically high because they're less experienced on the road, and are statistically more likely to be involved in an accident than older drivers.