Car insurance goes down every year

Conversely, if you hold a policy from Progressive or State Farm, your insurance will go down far more when you turn 25. Average car insurance rates from State Farm go down by about 13% between the ages of 24 and 25, and at Progressive, they go down by about 11%. Why isn't my car insurance going down at 25 years old?

Hopefully, the kids are already in bed or another room. The answers aren’t always simple as to why your car insurance would go up each year or renewal period when you have no wrecks, claims, points, or tickets to speak of. There are dozens of possible reasons why this can happen, some of which you have control over, and some of which you don’t.

If you're a safe driver and haven't filed any claims in the last year, your car insurance rates may go down at renewal or may stay the same. Safe drivers can benefit from discounts on their premiums. However, it's possible that your car insurance premiums can go up even if you don't have an accident or make a claim during the whole policy term.