Car insurance grace period new car

A car insurance grace period is the amount of time you are allowed to drive a new vehicle before adding it to your car insurance policy. Put simply, whether or not you have a grace period depends on your insurance company, as this can vary widely from one insurer to another. However, you must always carry auto insurance when you drive.

Ranging from seven to thirty days, this grace period only applies to vehicles you have bought within the past month, simply to give you some time to insure your new car without a lapse in your policy. The new car grace period ranges from a week up to thirty days, depending upon the insurer.

This grace period should provide you and your new car with the protection that you need from the start. You’ll also have the option of obtaining a brand-new car insurance policy for your new car. This is usually going to be the better option if you didn’t have a whole lot of coverage on your old car.