Car insurance law

Car insurance is required in almost all states. Known as a mandatory minimum, drivers must purchase and maintain a certain level of car insurance from an insurance company in case of an accident or injury to another person or property. If you fail to maintain coverage, you could be in violation of the law.

Vehicle insurance, in the United States and elsewhere, is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some minimum level of liability insurance.

With car insurance laws in California, you may submit a claim with the other party’s insurance company if you feel they are at fault. In California, the insurance of the people involved in an accident assesses liability. They investigate the collision’s circumstances to establish who was at fault.