Car insurance laws

Car insurance is required in almost all states. Known as a mandatory minimum, drivers must purchase and maintain a certain level of car insurance from an insurance company in case of an accident or injury to another person or property. If you fail to maintain coverage, you could be in violation of the law.

Vehicle insurance, in the United States and elsewhere, is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some minimum level of liability insurance.

The Florida Highway Safety & Motor Vehicles website clearly explains the various Florida car insurance laws: Florida licensed drivers are required to purchase car insurance from a licensed insurance company located in Florida. You must carry uninterrupted insurance coverage while the vehicle is registered to you.