All drivers in the State of California must have proof of car insurance. This is true whether you've had your license for 20 years or you're a teenage motorist driving on your learner's permit.
Do you need car insurance when you have a learner's permit in California?
Every state in the U.S. requires a learner's permit as the first step toward getting a driver's license. However, not every state requires car insurance with a learner's permit. The state of California does.
Can you get car insurance with a permit in California?
Yes, once the policy on the car is in your own name, you will build up your no-claims bonus and your driving experience. It doesn't matter if you're a learner or a full-licenced driver. To build up a no-claims bonus, you must complete a year full of claims-free insurance to earn a year's worth of no-claims bonus.
Can you get insurance on a learner's permit?
Before you drive any vehicle, you must make sure that it's roadworthy, as well as properly insured and taxed. You need your own learner driver insurance if you're practicing in a car you own. If you learn in someone else's car, make sure their insurance policy covers you as a learner driver.