Car insurance main driver

The most straightforward way to determine the main driver of a car is to ask yourself who drives it the most. That person should be identified as the main driver on any insurance policy. If, for example, you drive to and from work every day in the car, then you are considered the main driver.

For personal use, any driver car insurance can be useful for family members or groups of friends. Although anyone can drive the vehicle, typically those you trust enough with your vehicle will be people you know well. Who is an any driver car insurance policy for? Businesses stand the most to gain from an any driver car insurance policy.

Named driver car insurance is generally useful for younger drivers who already face high premiums because of their age and the associated risk factor. It can help reduce the cost of cover because: Young drivers can add an experienced driver to their policy, such as a parent or guardian.