Car insurance married vs single

Car insurance rates for married vs single: Who pays less? Is car insurance cheaper if you are married? When it comes to getting cheap car insurance, marital status makes a difference. On average, married insureds pay 4% less than singles. According to a rate analysis by CarInsurance.com, married couples might pay up to 10% less.

With all other metrics constant, we discovered that an unmarried driver will pay $80 more for a standard six-month policy than will a married driver. State Farm is the only company that does not charge single and married drivers different premiums. Liberty Mutual's rates are considerably different for married and single drivers.

So a marriage car insurance discount or lowering of rates may be possible, but if one or both drivers in the married couple have poor driving records, then insurance rates could be higher than that of a single driver.