Car insurance meaning commuting

Driving your car to the train station and leaving it there while you go to work counts as commuting for some insurers. If you use your car as part of your job, or to drive to multiple sites in one day, this counts as Business use.

Social and commuting. This provides cover as above for social, domestic and pleasure use, as well as for driving back and forth to a permanent place of work. Travelling to a railway station en route to work, where the car is parked, is usually classed as commuting.

Graeme Trudgill, executive director of the British Insurance Brokers' Association, said: "Travelling to a railway station on route to work, where the car is parked, is usually classed as commuting. "The use does not allow you to drive to different places of work or, for example, to a training course for work at a different destination.