What is a car insurance policy in India?
In India, a car insurance policy is necessary to get protection for cars. There are three types of car insurance policy in India: A third-party liability car insurance policy safeguards the car insurance owner from any type of legal liabilities that arise because of the involvement of the insured car in an accident.
What is the grace period for car insurance renewal in India?
According to the rules of the Insurance Regulatory and Development Authority of India (IRDAI), all 4-wheeler owner-drivers are required to renew their car insurance before its expiry date, and for this reason, a grace period of 15-30 days is provided.
What are the different zones of car insurance in India?
The locations are categorized as the following: While Mumbai, Delhi, Chennai, Bangalore, Kolkata, Pune, Ahmedabad and Hyderabad, falls under Zone A, the rest of India falls under Zone B. For the vehicles registered under Zone A, higher premiums compared to vehicles cars registered under Zone B.
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[PDF] 1 FAQs : New India Assurance Motor Policy - ICSI
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