Personal injury protection (PIP), also known as no-fault insurance, helps cover expenses like medical bills, lost wages or funeral costs after a car accident, no matter who is at fault. Requirements for this coverage vary from state to state.
Is personal injury protection required in Washington state?
Do I need PIP? The choice to buy PIP is yours, but by law (leg.wa.gov) your insurance company must offer it to you. If you don't want PIP, you must reject it in writing. If you don't reject it in writing, your auto insurance company will add it to your policy and charge you for it.
Is PIP the same as bodily injury?
Differences in Types of Coverage Personal injury protection (PIP) insurance coverage includes payment for injury-related medical and rehabilitation expenses, loss of income, and funeral and burial expenses. Bodily injury liability coverage includes payment for any physical injuries that occur in an accident you cause.
What does personal injury protection (PIP) cover?
PIP insurance pays a per-person benefit amount for injuries you and others specified in your policy sustain in an auto accident. Basic personal inj...
Is personal injury protection coverage mandatory?
Yes, in no-fault states, personal injury protection coverage is required (and is typically referred to as no-fault coverage). In other states, itâ...
What states require personal injury car insurance?
There are 12 states that are considered no-fault and PIP coverage is required:FloridaHawaiiKansasKentuckyMassachusettsMichiganMinnesotaNew JerseyNe...