What is an auto insurance policy?
Your car insurance policy determines your coverage and your premium. In short, it is a way to organize car insurance coverage options to meet your needs. In this article, we’ll outline some popular car insurance policy types as well as some popular policies that may not exist exactly as advertised.
What does car insurance cover?
This type of coverage can also cover lost wages if you or an injured passenger are unable to work or funeral expenses if someone in your vehicle dies because of an accident. 3
What is auto liability coverage?
Auto liability coverage is mandatory in most states. Drivers are legally required to purchase at least the minimum amount of liability coverage set by state law. Liability coverage has two components: Bodily injury liability may help pay for costs related to another person's injuries if you cause an accident.
[PDF] Allstate Auto Insurance Policy - S A M P L E D O C U M E N T
Allstate Auto Insurance Policy - S A M P L E D O C U M E N T doi nv gov/uploadedFiles/doinvgov/_public-documents/Consumers/AU127-1 pdf A coverage applies only when a premium for it is shown on the Policy Declarations If more than one auto is insured premiums will be shown for each auto
[PDF] PERSONAL AUTO POLICY
PERSONAL AUTO POLICY doi nv gov/uploadedFiles/doinvgov/_public-documents/Consumers/PP_00_01_06_98 pdf A We do not provide Liability Coverage for any "insured": 1 Who intentionally causes "bodily injury" or "property
[PDF] Automobile Insurance Guide
Automobile Insurance Guide www insurance pa gov/Documents/auto_guide pdf Bodily Injury Liability — If you injure someone in a car accident this coverage pays their medical and rehabilitation expenses and any damages for which you
[PDF] Auto Insurance Guide LDI
Auto Insurance Guide LDI www ldi la gov/docs/default-source/documents/publicaffairs/consumerpublications/auto-insurance-guide pdf This guide will help you find the auto insurance company that is right for you Under Louisiana law you must carry liability coverage on any automobile
[PDF] AUTOMOBILE INSURANCE - NCGOV
AUTOMOBILE INSURANCE - NC GOV files nc gov/doi/documents/consumer/publications/consumer-guide-to-automobile-insurance_cau1 pdf Motor Vehicle Law also requires Uninsured/ Underinsured Motorists coverage Auto insurance policies with the minimum Bodily Injury and Property Damage
[PDF] Frequently Asked Questions – Automobile Insurance
Frequently Asked Questions – Automobile Insurance oci wi gov/Documents/Consumers/PI-233 pdf What is covered under bodily injury liability coverage? This coverage does not protect you or your vehicle directly If you cause an accident injuring other
[PDF] Consumer's Guide to Auto Insurance
Consumer's Guide to Auto Insurance oci wi gov/Documents/Consumers/PI-057 pdf Consumer's Guide to Auto Insurance Wisconsin drivers are required to have motor vehicle liability insurance Uninsured Motorist Coverage (UM)
[PDF] Your Guide to Automobile Insurance - State of Michigan
Your Guide to Automobile Insurance - State of Michigan www michigan gov/-/media/Project/Websites/difs/Publication/Auto/Auto_Insurance_Guide rev=5e970c4aed3c4599bdd08a4706a44cbd This coverage will also pay for damage your car does to other people's properly parked vehicles Residual Liability Insurance — Bodily Injury and Property
[PDF] A consumer's guide to: Auto insurance
A consumer's guide to: Auto insurance www insurance wa gov/sites/default/files/documents/auto-insurance-guide pdf Description of the vehicle(s) insured • Coverages purchased • Limits of liability and deductibles purchased • Premium charge for each coverage
[PDF] A Consumer Guide To auto INSuRaNCE
A Consumer Guide To auto INSuRaNCE insurance maryland gov/Consumer/Documents/publicnew/autoinsuranceguide pdf other people such as family members may also be covered under your insurance policy's bodily injury or property damage coverage Family members are generally
[PDF] Consumer Guide to Auto Insurance
Consumer Guide to Auto Insurance insurance mo gov/consumers/auto/documents/auto-guide pdf Missouri law requires vehicle owners and drivers to have liability and uninsured motorist coverage 1 TO SATISFY YOUR LENDER If you have a car loan most
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