If you live at two or more addresses, it is worth giving MoneySuperMarket’s car insurance postcode checker a go. This will allow you to figure out which postcode would get you a cheaper deal. If it works for you, make sure to get in touch with your insurer. They’ll be able to tell you whether it is okay for you to use the more cost-effective address as your ‘main’ postcode. Bear in mind that consulting your insurer is crucial, as in the future they may claim that you used a ...
What is a car insurance postcode checker and how does it work?
A car insurance postcode checker calculates your premiums based on your risk factor. In other words, how likely you are to make a claim on the policy you take out. Insurers will consider a number of things when deciding this, one of which is your location. This is because different parts of the UK have different risk factors, which are based on:
Do you have to live in the cheapest postcode to get car insurance?
Even if you don’t have the cheapest car insurance address, there are still ways to help cut the cost of your car insurance, such as: The good news is that you don’t have to live in one of the cheapest postcode areas to still get a great deal on your car insurance. You could save up to £262*** when you compare car insurance with Compare the Market.
What happens if I put the wrong postcode on my car insurance?
Putting the wrong postcode can mean your insurance isn't valid. So you can't use a friend or relative's postcode if it's not where you live or store your car. Even if one address comes out significantly cheaper, you should still make sure you speak to your insurer before putting it down as your main address.