In addition to year, make and model, your vehicle’s trim and body styles can affect your car insurance rates. Trim styles that offer greater horsepower and luxury details can add to the vehicle’s MSRP, which could mean higher rates. “The trim level of a vehicle may impact insurance prices a little, but not much,” McKenzie says. “The different packages and safety features a vehicle has could make an impact of $5-$10 each month on insurance, depending upon the vehicle.”
How do I find the average car insurance rates for me?
Drivers can enter a ZIP code in CarInsurance.com’s average car insurance rates tool to see the average premium for the location, as well as the highest and lowest rates. You can get a customized rate by entering your age, gender and preferred coverage level.
How much does full coverage car insurance cost in every state?
To Find the Least Expensive ZIP Code for Car Insurance in Every State, see the Table below. When considering all locations in the U.S., CarInsurance.com's analysis showed a national average rate of $1,758 for full coverage.
Where can I find car insurance rates by ZIP code?
Use The Zebra to see car insurance rates by zip code from GEICO, Progressive, Nationwide, Liberty Mutual and Allstate (+100 other companies) No junk mail. No spam calls. Free quotes. The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents.