Defending high risk drivers in Ontario w/auto insurance they can afford. Compare quotes and speak to an Excalibur defender for your best high risk coverage.
How much does high risk car insurance cost Ontario?
The average cost of high risk auto insurance ranges from $2,500 to $5,000 or more per year depending on the company and the reasons why you are considered high risk. Costs could climb to as high as $20,000 per year.
What is considered a high risk driver in Ontario?
High-risk drivers have had many convictions or at-fault accidents, had policies cancelled because they have not paid their premiums or have other risk-related characteristics. High-risk also means high auto insurance rates.
Do high risk drivers pay lower insurance premiums?
The basic rule of insurance is that higher-risk drivers pay higher premiums for their coverage because they're statistically more likely to have a claim.
What makes you a high risk for insurance reasons?
Some insurers may consider you a high-risk for an auto accident if you have any of the following: At-fault or no-fault accidents on your motor vehicle report. Traffic violations, including a DUI or DWI. Multiple comprehensive claims.
Am I eligible for high-risk car insurance?
We can assist the following drivers find high risk car insurance in Ontario: • Impaired or criminal related convictions • Frequent claims or accide...
How do I know if I need high-risk auto insurance?
The only real way to know is to speak with an insurance provider. The insurance company will check your history and determine which category of aut...