How much is the average car insurance per month in Michigan?
The average cost of full coverage car insurance in Michigan is $2,125 per year, or about $177 per month, according to NerdWallet's analysis. Minimum coverage in Michigan is $913 per year on average, but we found you can likely get a cheaper policy.
What is the cheapest car insurance to get in Michigan?
If people in your ZIP code file a lot of auto insurance claims, insurers may designate your neighborhood as high risk. To offset their own potential costs, car insurance companies will quote higher premiums in that ZIP code.
Why does ZIP code matter for insurance?
On average, full coverage car insurance in Michigan costs 32% more than the national average, while minimum coverage costs 75% more. Drivers in Dearborn and Detroit pay some of the highest average car insurance premiums in the state.
How much does car insurance cost in Michigan?
The average cost of car insurance in Michigan is $2,424 per year, which is 54.7% higher than the U.S. average car insurance rate of $1,567.
Why is car insurance in Michigan so expensive?
When compared to surrounding states, Michigan car insurance costs 173% more than Ohio, 113% more than Indiana, 81.2% more than Minnesota, 96.8% mor...