The average auto insurance cost in South Dakota is $1,268 per year — less than the national average by 11.1%. Your auto insurance costs are dictated by factors other than your location.
How much is car insurance in South Dakota per month?
How much is car insurance in South Dakota? A minimum-coverage policy costs $28 per month or $339 per year in South Dakota, on average. Drivers can expect to pay $148 per month or $1,775 per year for full coverage.
Is car insurance cheaper in South Dakota?
The average minimum coverage car insurance rates in South Dakota are much cheaper than the national average, which is $565 per year. However, the average full coverage premium in South Dakota is roughly in line with the national annual average full coverage premium of $1,674 per year.
Does South Dakota require car insurance?
The Law. South Dakota law requires that any person who licenses and/or operates a motor vehicle must show proof of financial responsibility. Most people comply with this requirement by purchasing automobile insurance.
Is South Dakota a no fault state?
South Dakota is a "Fault" Car Accident State South Dakota follows a traditional "fault"-based system when it comes to financial responsibility for losses stemming from a car accident: injuries, lost income, vehicle damage, and so on.