Why is auto insurance so expensive in California?
High insurance costs in the Golden State could be due to California’s sky-high cost of living and the state’s low-ranking infrastructure. In addition, two of the four metropolitan areas with the worst congestion are located in California, according to a USA Today analysis.
Why is full coverage car insurance so expensive in Colorado?
Colorado’s full coverage car insurance rates are, on average, $248 higher per year than the rest of the country. High insurance costs in the state could be related to the state’s poor road conditions. In addition, Coloradans spend an average of 37 hours in congestion per year, which is six hours more than the national average.
How do Arizona’s car insurance rates compare to the national average?
Arizona’s roadways rank middle-of-the-road, and the state’s cost of living is average. Arizona drivers spend an average of 30.1 hours in traffic due to congestion, which is about average for the U.S. Together, these factors likely contribute to Arizona’s car insurance rates being on par with the national average.