How much car insurance do I need in Texas?
According to state law, Texas drivers need to have minimum insurance coverages of $30,000 per injured person, up to at least $60,000 per accident. Additionally, Texas drivers must have coverage for property damage of at least $25,000. Insurance and legal professionals refer to these coverage requirements in shorthand 30/60/25 coverage.
What is Texas auto insurance?
Texas law requires people who drive in Texas to pay for the accidents they cause. To learn more about auto insurance, check out our Auto insurance guide. Some of the topics include: Types of coverages. Driving in other states. Insurance for young drivers. Steps to take after an accident. Understanding rates. Discount options.
Do you need proof of insurance to register a car in Texas?
Additionally, you’ll need to produce proof of insurance if you’re involved in an accident, as well as to register your car and get a Texas driver’s license or renew either your registration or your license. The law requires you to show proof of insurance as part of your annual vehicle inspection.