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Car insurance rules


What are the car insurance requirements in the UK?

UK law requires you to have motor insurance when driving a vehicle on public roads. Vehicle insurance protects people and property against liability if there is an accident. THIRD PARTY: You cannot have anything less than the legal minimum vehicle insurance.

Is car insurance mandatory?

Car insurance is required in almost all states. Known as a mandatory minimum, drivers must purchase and maintain a certain level of car insurance from an insurance company in case of an accident or injury to another person or property. If you fail to maintain coverage, you could be in violation of the law.

What are the rules for vehicle insurance in Northern Ireland?

If a vehicle is between registered keepers or registered as ‘in trade’ with the Driver and Vehicle Licensing Agency ( DVLA ), it is excluded from continuous insurance enforcement. Vehicles you keep for your own use are not excluded. There are different rules for vehicle insurance in Northern Ireland.



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