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Car insurance types explained


What are the 4 types of car insurance?

There are four types of car insurance: Comprehensive, Third Party Fire and Theft, Third Party Property Damage and Compulsory Third Party Insurance (CTP). On this page, we will explain what each type covers, as well as the differences between the four. Types of car insurance

What do the different levels of car insurance cover?

What do different levels of car insurance cover? Type of incident Third Party Fire and Theft Third Party Property damage Damage to your vehicle ✔ – if the damage is caused by fire, the ✔ – if the damage is caused by an uninsu Damage to other vehicles and property ✔ ✔ Theft ✔ ✖ Fire damage ✔ ✖ 3 more rows

What type of car insurance do I Need?

Third party fire and theft cover: covers your car if it’s damaged by fire or stolen, and includes the cover provided by third party property damage insurance. Comprehensive car insurance: the most extensive (and generally most expensive) form of cover.



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