Car insurance types uk

There are three main types of motor insurance:

Third party. this is the minimum cover required by law in the UK. ...
Third party fire and theft. basic third party cover with added protection against your vehicle being damaged, stolen or destroyed in a fire.
Comprehensive. this is the highest level of cover available.

What are the different types of insurance UK?

Then we examine in greater detail the three most important types of insurance: property, liability, and life.

What are the 3 types of insurance?

You must have motor insurance to drive your vehicle on UK roads. Third party insurance is the legal minimum. This means you're covered if you have an accident causing damage or injury to any other person, vehicle, animal or property. It does not cover any other costs like repair to your own vehicle.

What type of car insurance do I need UK?

Four types of insurance that most financial experts recommend include life, health, auto, and long-term disability.

How much does car insurance coverage cost?

Insurance costs depend on a range of factors – including the car’s make and model, your driving history and much more. While we can’t give you a qu...

Where am I covered?

Your car insurance policy with AXA provides full cover for your car in the UK. However, you’ll also receive the minimum level of cover required by...

Can I cancel my car insurance policy?

Yes, you can. If you need or want to cancel your policy, you can do so from your online account. Or you can contact us by phone or email. You may h...

When does my cover start and end?

Your car insurance will begin on the date you select when you take out your policy. It will end 12 months from the date you chose.

Does my car insurance cover against theft and fire?

If your car is stolen, or it’s damaged by theft or fire, we’ve got you covered. We’ll repair or replace your car following any of these events.

Does my car insurance cover damage to other people's cars or property?

If you have an accident while driving and damage someone else’s car, or their property, we’ll pay out to cover the costs to fix the damage.

Does my car insurance cover the cost if I injure someone else while driving?

If you injure someone else while driving, we’ll pay out to cover the costs to help them during their recovery.

What is a Lifetime guarantee on repairs?

Any repairs carried out by our approved repairers will be guaranteed for as long as you own the car. So, if something goes wrong, we’ll get it sorted.

How long is my car insurance cover when I travel to any European country?

You’ll get up to 90 days cover when travelling in any European country.