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Car insurance validity period


What is the validity of car insurance policy after expiry?

Every car insurance plan comes with a fixed tenure of 1-3 years and once the date of expiry is over, the policy loses its legal validity and has to be renewed again. Generally, car insurance plans remain valid for 12 months.

How to check your car insurance expiry date online?

You can actually check your car insurance expiry date online using MyCarInfo for free. Head over to MyCarInfo (NCD Online Enquiry). Key in the plate number and IC number of the car owner. Once done, click on the button “GET MY NCD REPORT.” If your car is registered under a company, please key in the company registration number.

What is the grace period for car insurance renewal in India?

According to the rules of the Insurance Regulatory and Development Authority of India (IRDAI), all 4-wheeler owner-drivers are required to renew their car insurance before its expiry date, and for this reason, a grace period of 15-30 days is provided.



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