What is vehicle insurance and how does it work?
Vehicle insurance (also called auto insurance or car insurance) is a kind of insurance that protects people if they have a car accident. Somebody with vehicle insurance would not have to pay the entire cost of damage a car accident causes. In many places, it is against the law to drive without vehicle insurance.
Is car insurance related to the car or the driver?
Most jurisdictions relate insurance to both the car and the driver; however, the degree of each varies greatly. Several jurisdictions have experimented with a "pay-as-you-drive" insurance plan which utilizes either a tracking device in the vehicle or vehicle diagnostics.
What is covered by a car insurance policy?
This covers all third-party liabilities and also covers the vehicle owner against the destruction of the vehicle by fire (whether malicious or due to a vehicle fault) and theft of the insured vehicle. It may or may not cover vandalism.