Your Auto Loan Has Not Been Open Long Enough
And while they update your information continuously, they can only do so when they receive information from your lenders and creditors. If you opened a new car loan within the past 30 to 60 days, your lender may be yet to notify any credit bureaus of the account.
How long does it take for a car loan to show up on your credit?
New loans can take up to 60 days to show up on your credit report. Wait for another month to go by and you should see the loan show up. If nothing happens after 60 days, reach out to your lender. Ask them what their credit reporting policies are and whether your car loan should have been reported by now.
Do all loans show up on your credit report?
Mortgages, car loans, and student loans are types of installment loans that may appear on your credit report. Unsecured loans like personal loans will also show up on your report.
How to get a loan that doesn t show up on credit report?
First, it will increase your total debt load and change your credit utilization ratio, which may cause a slight drop in your score. If you've just established the loan, there's no payment history yet, but any slight decline in credit score should be remedied quickly if you make your first few payments on time.