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Canada workers' compensation insurance


The Federal Workers' Compensation Service (FWCS) of the Labour Program administers the Government Employee Compensation Act (GECA). Workers' compensation programs provide medical treatment and salary protection for employees in the case of a work-related injury or occupational disease.

Who is eligible for workers compensation in Canada?

Canadian employers pay for workers' compensation Anyone running a business with employees in Canada must offer workers' compensation insurance to their workforce. You must first register your company with the WCB (Workers' Compensation Insurance Board) and then pay workers' compensation insurance premiums.

Who pays for WCB in Canada?

1. Who pays for the WCB? The entire worker's compensation system goes unfunded from the government, which means all costs are borne by employers. This means that you, the employer, pay premiums based on your type of business activity and about 95% of these paid premiums are experience-rated.

What is the difference between WSIB and WCB?

The Workplace Safety and Insurance Board (WSIB) pays the cost of services billed using the WCB payment program with money paid into our Insurance Fund by Ontario employers. We need to ensure that these employers aren't paying for services that should be covered by the Ministry of Health and Long Term Care (MOHLTC).

How does WCB work in Canada?

When an employee cannot work because of an employment-related injury, a workers' compensation board may award benefits as compensation for lost wages.



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