What credit score is needed to refinance a car with Capital One?
Applicants with a credit score of at least 540 and up to 850 may be eligible for Capital One Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher. To qualify for auto loan refinancing with Capital One Auto Refinance, applicants need a minimum annual income of $18,000 or higher.
Does Capital One charge for auto refinance?
Are there any fees? Capital One does not charge an application fee. However, each state imposes a title transfer fee that can vary depending on the state in which you reside. This fee is charged by your state, not Capital One.
What is a good APR for refinancing a car?
Excellent (750 - 850): 4.93 percent for new, 5.18 percent for used, 4.36 percent for refinancing. Good (700 - 749): 5.06 percent for new, 5.31 percent for used, 5.06 percent for refinancing.