Care credit interest rate

Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR.

What is the interest rate on CareCredit?

The standard Cardholder's APR is 26.99%. Your account's APR may be different. Existing cardholders should see their credit card agreement for applicable terms. The Minimum Interest Charge is $2.

Does CareCredit charge interest every month?

We will not charge you any interest on non-promotional purchases if you pay your entire balance by the due date each month. We will begin charging interest on promotional purchases on the purchase date. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00.

Does CareCredit hurt your credit?

CareCredit Requirements This option won't affect your credit score. In order to apply, you will need to provide Synchrony with the following information: Name. Address.

Is CareCredit always interest free?

For qualifying purchases of $200 or more on the CareCredit credit card, no interest is charged if the balance is paid in full within six, 12, 18 or 24 months. * Reduced APR financing. For qualifying purchases of $1,000 or more on the CareCredit credit card, fixed monthly payments over 24, 36 or 48 months are available.

What Can I Use My CareCredit Credit Card for?

Your CareCredit credit card can be used at over 200,000 locations nationwide for a variety of healthcare services including LASIK, veterinary, dent...

Where Can I Use My CareCredit Credit Card?

Use our convenient online tool to find a doctor or business type in your area. You can search by your doctor's name or business type or search by l...

What Does It Mean to Be CareCredit Certified?

CareCredit has recently implemented a CareCredit Certification for enrolled Providers in an effort to ensure that every CareCredit card applicant i...

Why Are There Different Interest Rates Listed on The application?

The standard Cardholder's APR is 26.99%. Your account's APR may be different. Existing cardholders should see their credit card agreement for appli...

What Happens If I Apply With A co-applicant?

Your joint-applicant is applying jointly with you for credit. If approved, the joint-applicant will also receive a CareCredit credit card and be jo...

My Provider Said I Can Avoid Paying Interest, So Why Is There An Interest Rate Listed on The application?

For Deferred Interest/No Interest if Paid in Full promotional financing options, no interest will be charged on your promotional balance if you pay...

How Can I Find Out What Promotional Financing Options My Provider Offers?

Not all providers offer all promotional financing options so please check with your healthcare providers on which financing options they offer. Pro...

Can I Pay A Portion of The Treatment Cost Myself and Use CareCredit For The remainder?

Yes, you can use the CareCredit healthcare credit card for treatment balances from $1 up to your available credit line.

Can I Pay For Multiple Procedures at One Time With My CareCredit Healthcare Credit Card?

Yes, when you use your card, you will be billed for those services you choose to pay for with CareCredit.