What are the pension rules after death?
Pension rules after death. When you die your spouse, civil partner or beneficiaries may be able to access your pension. The rules for pension death benefits will vary depending on the type of pension you have and your age when you pass away.
How do I get help with a deceased person's pension?
(For example, if the person who died was getting a State Pension, you need to get in touch with the Pension Section of the Department). Staff in your local Intreo Centre or Social Welfare Branch Office can advise if you are not sure where to contact.
What happens to your pension pot when you die?
If you pass away before the age of 75 years and have not made any withdrawals what so ever, your beneficiaries will be able to take it as a tax-free lump sum, purchase an annuity, or invest it in a drawdown. Those that will inherit your pension pot need to claim the death pension within the first two years after your death.