North Carolina Motor Vehicle Law requires that Automobile Liability coverage be continuously maintained. The minimum coverage requirements are $30,000 Bodily Injury for each person, $60,000 total Bodily Injury for all persons in an accident and $25,000 for Property Damage.
What are the car insurance requirements for North Carolina?
- $30,000 per person for bodily injury
- $60,000 per accident for bodily injury
- $25,000 per accident for property damage
- $30,000 per person for bodily injury for uninsured/underinsured motorist coverage
- $60,000 per accident for bodily injury for uninsured/underinsured motorist coverage
What are the auto insurance laws in North Carolina?
- Bodily Injury Liability Coverage. This coverage refers to the costs associated with the other party in an accident. ...
- Property Damage Liability Coverage. This type of insurance covers the costs stemming from damage to someone else’s property,after an accident in which you were at fault.
- Uninsured/Underinsured Motorist Coverage. ...
What is the best car insurance in North Carolina?
- USAA. If you qualify for membership with USAA,it tends to be the best option for drivers across North Carolina.
- Erie Insurance. Erie Insurance is a popular and well-rated car insurance company in North Carolina. ...
- GEICO. ...
- North Carolina Farm Bureau. ...
- Progressive. ...
- State Farm. ...
- Allstate. ...
- Auto-Owners. ...
- Nationwide. ...
- National General. ...
Is car insurance required in North Carolina?
- Yes. North Carolina laws require auto insurance for anyone who operates a motor vehicle in the state. You must carry at least 30/60/25 coverage for liability and uninsured/underinsured motorist insurance. Additionally, you will need to carry a certificate of insurance and present it to a law enforcement officer if necessary.