Michigan law requires you to have no-fault automobile insurance on your car. If you have an accident, this required insurance pays for injuries to people and for damages your car does to other people's property and to properly parked cars.
Why does Michigan have 'no fault' auto insurance?
- With this insurance reform, Michigan became a no-fault state because lawmakers found that the tort liability system was hurting motorists and accident victims. Often they ended up struggling with medical bills when they had accidents due to uninsured drivers or when they could not prove the cause of their accident.
Which states offer no fault auto insurance?
- Florida
- Hawaii
- Kentucky
- Massachusetts
- Michigan
- Minnesota
- New Jersey
- New York
- North Dakota
- Pennsylvania
Is Michigan no longer a blue state?
- Michigan has never been a blue state. The Detroit metro area has been a blue region. So Michigan electoral politics has always been dominated by Detroit metro due to the high population of that area. Small town and rural Michigan has been historic...
Can you sue if your state is a no fault?
- There are special circumstances that allow car accident victims to sue in a no-fault state, but these circumstances almost always necessitate the help of an experienced attorney. Before a plaintiff can pursue a legal claim in a no-fault state, he or she must first collect compensation from their insurance company.
Michigan has no-fault laws regarding car accidents, which means that your own car insurance will cover your injury-related costs whether or not you were at fault in causing or contributing to your accident.