PIP is required for all Michigan drivers. As of July 1, 2020, new auto insurance reform laws in Michigan might allow you to opt-out of PIP medical coverage if you have both Part A & B of Medicare coverage and other members of the household have qualified health coverage in place that covers auto injuries.
What states require PIP insurance coverage?
- Delaware
- Florida
- Hawaii
- Kansas
- Kentucky
- Massachusetts
- Michigan
- Minnesota
- New Jersey
- New York
What is PIP insurance and how does it work?
- Reasonable medical costs,including necessary surgeries,X-rays,dental or eye treatments,medical procedures,prosthetic devices and professional nursing
- Ambulance services
- Rehabilitation therapies
- Funeral services
- Lost income resulting from the accident
What is the new insurance law in Michigan?
- Under Michigan’s new auto insurance law, each auto insurance company will be required to reduce statewide average PIP medical premiums for eight years. Drivers’ premiums will depend on their individual circumstances and the coverage they select.
What states require Pip?
- - Minnesota - New Jersey* - New York - North Dakota - Oregon - Pennsylvania* - Texas - Utah - Washington
PIP is required for all Michigan drivers. As of July 1, 2020, new auto insurance reform laws in Michigan might allow you to opt-out of PIP medical coverage if you have both Part A ɪmp; B of Medicare coverage and other members of the household have qualified health coverage in place that covers auto injuries.