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How much PIP should you have?


We suggest that anyone buying an auto policy should try to secure $10,000 of PIP coverage. This way you know you will at least have the first $10,000 of your medical bills (and possibly lost wages) covered with no questions asked.

What states require Pip?

  • - Minnesota - New Jersey* - New York - North Dakota - Oregon - Pennsylvania* - Texas - Utah - Washington

Which states require PIP coverage?

  • Delaware
  • Florida
  • Hawaii
  • Kansas
  • Kentucky
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York

What states have Pip?

  • The twelve states that require PIP insurance, also known as personal injury protection, are Delaware, Florida, Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, and Utah. Of these states, 11 are “no-fault” states.

What states have PIP insurance?

  • Arkansas
  • Delaware
  • Maryland
  • Oregon