Unfortunately, Florida is a state that does not require bodily injury liability coverage in most instances. Bodily injury liability coverage is that coverage found on automobile insurance policies that will cover the at-fault vehicle's owner or driver for damages caused to others as a result of a car accident.
Do you need bodily injury insurance in Florida?
- Unfortunately, Florida is a state that does not require bodily injury liability coverage in most instances. Bodily injury liability coverage is that coverage found on automobile insurance policies that will cover the at-fault vehicle’s owner or driver for damages caused to others because of a car accident.
How much bodily injury liability do you need?
- You need at least the minimum amount of liability coverage required by your state — most states require at least 25/50 in bodily injury liability. However, consider buying as much liability as your budget can afford, such as 100/300/100. This way, you can limit the possibility of paying out-of-pocket costs and protect your assets.
How to claim bodily injury from an accident?
- Get Treated Immediately. Don’t wait until after you file a claim to receive treatment,as this could lead to further medical complications later on.
- Document All Effects of Your Injuries. The type of injuries that you sustain in a car accident will have an effect on your compensation. ...
- Watch Out for Unnecessary Medical Bills. ...
What is body injury liability?
- Bodily injury liability (BI or BIL) is for those that you cause injuries to when you are at fault in an accident. BI is mandatory in most states. Bodily injury covers other people's bodily injuries or death for which you are responsible. It also provides for a legal defense if another party in the accident files a lawsuit against you.