Florida is a “no-fault” state.
They would initially be responsible for paying the damages you suffered. It's important to notify your insurance company about your accident as soon as possible, ideally within one or two days.
Florida is a no-fault state, which means each driver carries their own insurance to cover medical bills and car repairs up to a certain amount. More specifically,Florida Statutes § 627.736 requires drivers to carry PIP and property damage coverage policies of up to $10,000.