Stock Market Rate of Return When Compared to Inflation
For instance, the annual inflation rate in 2022 is forecasted to be around 8.2%. Since this is a down year for the market, with an average return rate of -16.15% through September 2022, inflation makes the loss harder.
Stock market returns since 2022\n\n This is a return on investment of -16.15%, or -20.93% per year. This lump-sum investment does not beat inflation during this period, for an inflation-adjusted return of -16.15% cumulatively, or -20.93% per year.