Best overall, best for tools: Capital One 360. Best for savings, 3.00% APY (annual percentage yield) as of 11/08/2022: Marcus by Goldman Sachs. Best for savings, 2.00% APY: Chime. Best for checking, no monthly fees: Ally Bank.
Choose Chase if:\n\n You want the opportunity to earn a bigger sign-up bonus on checking (expires 01/25/2023). You seek lower fees for some services. You have less to deposit initially for checking and savings. You want a lower limit on the daily balance requirement to waive the monthly savings account fee.