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How do insurance companies calculate compensation UK?


Your compensation will be calculated by adding together: General damages - awarded for pain, suffering and loss of amenity (PSLA), and; Special damages - awarded for any financial losses or costs you have incurred.
If your claim is successful, the Personal Injury Compensation you can receive is calculated by adding together two types of compensation: general damages and special damages. Awarded to compensate you for the pain, suffering and loss of amenity associated with your injury.