North Carolina law requires you to stop and call police if you are involved in a car accident that causes personal injury, death or property damage. While there is no deadline for reporting a car accident to your insurance company, you should do so as soon as possible.
When to Report a Car Crash to the Police in NC. According to North Carolina law, you must call the police after a car wreck if: A person was injured or killed. A person suffered more than $1,000 in property damage.