Do I need PIP? The choice to buy PIP is yours, but by law (leg.wa.gov) your insurance company must offer it to you. If you don't want PIP, you must reject it in writing. If you don't reject it in writing, your auto insurance company will add it to your policy and charge you for it.
What states have PIP insurance?
- Arkansas
- Delaware
- Maryland
- Oregon
What states require Pip?
- - Minnesota - New Jersey* - New York - North Dakota - Oregon - Pennsylvania* - Texas - Utah - Washington
Does Washington State require PIP coverage?
- Washington State does not require drivers to buy PIP coverage, but your insurance company has to offer it. PIP can pay medical expenses, lost wages, and funeral expenses. PIP usually has relatively low policy limits, but the coverage can make the difference in having enough money to pay your damages.
What is PIP insurance and how does it work?
- Reasonable medical costs,including necessary surgeries,X-rays,dental or eye treatments,medical procedures,prosthetic devices and professional nursing
- Ambulance services
- Rehabilitation therapies
- Funeral services
- Lost income resulting from the accident