Any vehicle with a current Florida registration must: be insured with PIP and PDL insurance at the time of vehicle registration. have a minimum of $10,000 in PIP AND a minimum of $10,000 in PDL.
What is the minimum coverage for auto insurance in Florida?
- “Full coverage” or the bare minimum auto insurance requirements by law in Florida includes: All Florida drivers are required to carry at least $10,000 in personal injury protection. This insurance is also called “no fault” insurance due to the fact that it covers accident-related costs regardless of who is at fault.
How can I find the best auto insurance in Florida?
- Figure out how much insurance you really need by looking at the minimum requirements for Florida.
- Consider a non-owner SR-22 certificate if you need to be able to drive but do not own a vehicle.
- Continue to compare insurance rates annually to make sure your insurer is still offering you the best price.
What are the regulations for auto insurance in Florida?
- Florida’s laws regarding car insurance are clear: all drivers must purchase and maintain insurance in order to legally operate their vehicles on the Sunshine State’s highways and byways. Absent proof of required auto insurance coverage and minimum insurance, car owners can’t even register their vehicles with the local DMV.
What are the average costs for Florida car insurance?
- - $100,000 bodily injury liability per person - $300,000 bodily injury liability per accident - $50,000 property damage liability per accident - $100,000 uninsured motorist bodily injury per person - $300,000 uninsured motorist bodily injury per accident - $500 collision deductible - $500 comprehensive deductible
Minimum Insurance Requirements in Florida\n\n The minimum requirements for auto insurance coverage are: $10,000 for personal injury protection (PIP) $10,000 for property damage liability (PDL)