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NBER WORKING PAPER SERIES HOUSEHOLD SAVING BEHAVIOR

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  • What is the formula for household savings?

    Household savings is estimated by subtracting household consumption expenditure from household disposable income plus the adjustment for the change in pension entitlements.

  • What factors affect household saving behavior?

    Household composition, individual characteristics, demographic, economic and social features of households affect saving pattern and behavior of households in a given society.
    The variations in such factors lead to variations in national saving rate over time (Schultz, 2005).

  • What is the household savings rate in Germany?

    Germany - Household saving rate was 20.72% in June of 2023, according to the EUROSTAT.
    Trading Economics provides the current actual value, an historical data chart and related indicators for Germany - Household saving rate - last updated from the EUROSTAT on December of 2023.

  • Household saving is the main domestic source of funds to finance capital investments, a major impetus for long-term economic growth.
    The net household saving rate represents the total amount of net saving as a percentage of net household disposable income.

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NBER WORKING PAPER SERIES HOUSEHOLD SAVING BEHAVIOR