fraction of new lending is at rates fixed for 10 years or more. Banks fund mortgages and housing- related loans principally by issuing securities on both
This paper uses the Individual Monetary and Financial Institution Interest Rates. (IMIR) dataset held by the Bank of Italy. This dataset includes monthly bank-
Bank of Italy Guides. Fixed-rate mortgage. The interest rate remains that indicated in the contract for the entire term of the mortgage.
Bank lending rates represent a main external funding cost for economic spreads in Italy and Spain due to reappraisals of solvency risk resulting in ...
Spillovers from the European sovereign debt crisis have also affected Italian banks' funding costs and lending conditions. Indeed banks' CDS spreads and bond
Bank of Italy Guides. Fixed-rate mortgage. The interest rate remains that indicated in the contract for the entire term of the mortgage.
Oct 23 2017 Focus on Italian mortgage market and use granular data to distinguish between different loan types. • FRMs: longest-maturity assets that ...
We find that aside from Italy homeownership rates and inequality in the four countries more or less correspond to their mortgage take up rates and its
Bank of Italy Guides. Fixed-rate mortgage. The interest rate remains that indicated in the contract for the entire term of the mortgage.
Feb 10 2020 Abstract: Our paper forecasts the expected recovery rates of defaulted Italian mortgage loans backed by either residential or commercial ...