This paper uses the Individual Monetary and Financial Institution Interest Rates. (IMIR) dataset held by the Bank of Italy. This dataset includes monthly bank-
C2 Mortgage rates for households. (%). 0. 6. France. Germany. Italy the euro area gradually spread to all countries in the.
Italian Household: Baseline Debt evidenced by already high loan default rates. ... euro area average while the debt-to-asset ratio was below.
25 juin 2012 financial crisis started in 2007
17 nov. 2021 European mortgage industry. The EU witnessed an unprecedented mobilisation of resources through the comprehensive EUR 750 bn-worth NextGen ...
Nevertheless mortgage rates in Italy and Spain remain above the levels observed in 2010 in spite of monetary policy rates having reached record low levels. The
22 juil. 2022 interest rates to loan demand was more moderate than in the previous ... in Italy and decreased in Spain in the second quarter of 2022.
EUR euro. EURIBOR euro interbank offered rate. GDP gross domestic product households with a mortgage is low in Italy and Greece (roughly 20%) ...
dataset to compare the behaviour of mortgage lending rates in the Italian adjustable rate mortgages unlike banks in other euro area countries that have ...
pass-through to average mortgage interest rates. Finally including house prices into the euro area price index stabilizes output at the cost of less stable